(206) 861-5626 Get a quote Apply now
Get a quoteApply nowCall or text (206) 861-5626
Live pricing · updated 2:10 PM PT 30-yr fixed 6.875% 6.915% APR15-yr fixed 6.250% 6.346% APR Market watchRate outlook: Leaning toward lockingMortgage applications rise for the first time in two months as rates easeMortgage rates hold steady as the Fed opens its two-day meetingMortgage rates start Fed week near a one-month low, with inflation data close behindBonds rally on a tech sell-off, pulling mortgage rates to a one-month lowMortgage rates ease for the first time since August

Today’s mortgage rates

Updated 2:10 PM today from our lenders’ rate sheets

Priced forFor a $750,000 King County home, 20% down, 760+ creditBuying$750,000 home20% down760+ creditKing County Use my numbers
30-year fixedMost popular 6.875% APR 6.915% Points 0.375 credit Payment $3,942 See my rate 15-year fixedPay it off sooner 6.250% APR 6.346% Points None Payment $5,145 See my rate FHA 30-year3.5% down, flexible credit 6.490% APR 7.062% Points 0.411 credit Payment $3,855 See my rate VA 30-year0% down for veterans 6.490% APR 6.664% Points 0.037 credit Payment $3,836 See my rate Jumbo 30-yearLoans above the county limit 6.875% APR 6.898% Points 0.212 credit Payment $8,869 See my rate 5/6 ARMFixed 5 years, then adjusts 6.500% APR 6.552% Points 0.053 credit Payment $3,792 See my rate

Example: $600,000 loan on a $750,000 owner-occupied King County home, 760 credit, 30-day lock ($1,440,000 loan for jumbo). Payment is principal and interest only. Rates change through the day; yours depends on your full application. Not a commitment to lend. All rates and details

What are you looking to do?

Buying a homeSee your payment and what you can afford.RefinancingLower your rate or your monthly payment.Taking cash outTurn home equity into cash with one new loan.Home equity lineBorrow when you need it. Your first mortgage stays put.

Loan programs

One application, priced at several wholesale lenders. You see every option with its points, credits and payment.

Conventional3% down for first-time buyers, 5% for everyone else.FHA3.5% down from a 580 credit score.VA0% down and no mortgage insurance.JumboFor loans above the county limit.DSCR investorQualify on the rent, not your tax returns.Home equity lineBorrow against your home, keep your rate.
A broker, not a bankWe shop your loan with several lenders instead of offering one bank’s rate.
Every cost on the pageOpen any rate for a full fee worksheet before you talk to anyone.
A person when you want oneCall, text or schedule a video call, in English or Spanish.

Know your numbers before you talk to anyone

Get a free quote with today’s lender pricing: rate, payment and every closing cost, in about a minute.

Get a free quote
  • No documents
  • No credit check
  • No obligation

Rate alerts

Not the right time? We'll text you when it is.

Tell us what you're paying now and the rate you'd move for. Every time a lender sends us a new sheet, your loan is repriced against it. When the real rate, no points, gets there, you get one text with the number and the monthly savings.

↓
What the text looks like: "30-year fixed just hit 6.500% (6.582% APR) with no points, $225/mo lower than your 7.25% on a $450,000 balance. Reply LOCK to lock today."

Buying, not refinancing? Get prequalified and a rate alert is built in.

Set a rate alert

We reprice your loan on every new lender sheet and text you the day it beats your target. One text, no drip campaign.

No credit pull. One text when it's worth a call, not a drip campaign.

Our promise

We do everything we can to get you the best terms.

Buying or refinancing a home is one of the biggest financial decisions you’ll make. Our job is to get you the strongest loan for your situation and make the process simple.

  • We shop your loan with several lenders. As a wholesale broker we aren’t tied to one bank, so you see the results side by side.
  • You see every cost up front. Rate, points, fees and payment, with our compensation already included. No surprises.
  • We stay with you from quote to keys. Helping Washington families since 2005, in English or Spanish.

Mortgage Lending Group LLC · Company NMLS #1157983 · Serving the greater Seattle area and all of Washington

Do yourself a favor.
Reach out today.

You’ll be glad you did.

Enrique Pelayo Jr., AMPOwner & Mortgage Broker · NMLS #131435Edmonds, Seattle · English and Español Reece MerkleyMortgage Loan Originator · NMLS #1162837Liberty Lake, Spokane Valley · English
Call (206) 861-5626
Text usVideo callReviews
Call usGet prequalified