Pricing from Oct 20, 2:23 PM PT 30-yr fixed 7.000% 7.000% APR15-yr fixed 6.375% 6.412% APRFHA 30-yr 6.625% 6.625% APRVA 30-yr 6.750% 6.750% APRJumbo 30-yr 7.000% 7.000% APR

Serving the greater Seattle area and all of Washington

Your next move, made simpler.

See today's real rates, get pre-approved online, and call us whenever you want a person. We compare our lenders for you and show every cost up front.

See your rate

What would you like to do? Real lender pricing, no sign-up, no credit pull.

Rather talk it through? (206) 861-5626, English or Spanish.

How it works

Real numbers first. Paperwork only when you're ready.

1

See your real rate

Pick buy, refinance, cash out or home equity. You see today's lender pricing and a full fee worksheet with no sign-up.

2

Prequalify in minutes

One question at a time. Stop whenever and pick up later from the link we text you.

3

Get your letter or lock

Upload a few documents. Buyers get a verified pre-approval letter by email; refinances lock their rate with us.

Rate alerts

Not the right time? We'll text you when it is.

Tell us what you're paying now and the rate you'd move for. Every time a lender sends us a new sheet, your loan is repriced against it. When the real rate, no points, gets there, you get one text with the number and the monthly savings.

↓
What the text looks like: "30-year fixed just hit 6.500% with no points, $225/mo lower than your 7.25% on a $450,000 balance. Reply LOCK to lock today."

Buying, not refinancing? Start the pre-approval and a rate watch is built in.

Text me when rates hit my number

We reprice your loan on every new lender sheet and text you the day it beats your target. One text, no drip campaign.

No credit pull. One text when it's worth a call, not a drip campaign.

A little about us

About Mortgage Lending Group

Buying or refinancing a home is one of the biggest financial decisions you'll make, and you deserve to feel confident about it. At Mortgage Lending Group, our job is to get you the strongest loan for your situation and make the process feel simple along the way.

As a wholesale broker, we aren't tied to one bank. We take your application to several lenders, compare the results side by side, and show you every option clearly, with our compensation already included in the price you see. No surprises, no pressure, and no guessing what you'll pay.

Enrique Pelayo Jr. has been helping Washington families with their mortgages since 2005. He and our team stay with you from the first quote to the day you get your keys, in English or Spanish, and we're a phone call away whenever you have a question. Enrique also owns The Broker Team, so if you're buying, you can find a home, tour it and finance it with one group of people who already know your goals.

Serving the greater Seattle area and all of Washington state · Company NMLS #1157983

Call usGet pre-approved
Ask a question
We can explain any number on this page, compare two options, or get a person on the phone. What are you working out?

Uses your camera and microphone. A few minutes per call. Not recorded by us.