Pricing from Oct 20, 2:23 PM PT 30-yr fixed 7.000% 7.000% APR15-yr fixed 6.375% 6.412% APRFHA 30-yr 6.625% 6.625% APRVA 30-yr 6.750% 6.750% APRJumbo 30-yr 7.000% 7.002% APR

Serving the greater Seattle area and all of Washington

Your next move, made simpler.

See today's real rates, get pre-approved online, and call us whenever you want a person. We compare our lenders for you and show every cost up front.

Rather talk it through? (206) 861-5626, English or Spanish.

Everything you need is built in

No forms to email back and forth. Each tool does one job and hands you to the next.

Rate alerts that watch for you

Set your target once. Every time a lender reprices, we check it and text you the day your rate gets there.

Set an alert

Every cost, itemized

A full fee worksheet for any rate you pick. No sign-up to see it.

Pre-approved in about 10 minutes

Answer one question at a time, upload a few documents, and your verified pre-approval arrives by email.

A real person, whenever you want one

Chat with Jackie any hour. Or call, text or book a video review with Enrique or Reece, in English or Spanish.

Call (206) 861-5626

How it works

Real numbers first. Paperwork only when you're ready.

1

See your real rate

Pick buy, refinance, cash out or home equity. You see today's lender pricing and a full fee worksheet with no sign-up.

2

Prequalify in minutes

One question at a time. Stop whenever and pick up later from the link we text you.

3

Get your pre-approval or lock

Upload a few documents. Buyers get a verified pre-approval by email; refinances lock their rate with us.

Rate alerts

Not the right time? We'll text you when it is.

Tell us what you're paying now and the rate you'd move for. Every time a lender sends us a new sheet, your loan is repriced against it. When the real rate, no points, gets there, you get one text with the number and the monthly savings.

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What the text looks like: "30-year fixed just hit 6.500% with no points, $225/mo lower than your 7.25% on a $450,000 balance. Reply LOCK to lock today."

Buying, not refinancing? Start the pre-approval and a rate watch is built in.

Text me when rates hit my number

We reprice your loan on every new lender sheet and text you the day it beats your target. One text, no drip campaign.

No credit pull. One text when it's worth a call, not a drip campaign.

A little about us

About Mortgage Lending Group

Buying or refinancing a home is one of the biggest financial decisions you'll make, and you deserve to feel confident about it. At Mortgage Lending Group, our job is to get you the strongest loan for your situation and make the process feel simple along the way.

As a wholesale broker, we aren't tied to one bank. We take your application to several lenders, compare the results side by side, and show you every option clearly, with our compensation already included in the price you see. No surprises, no pressure, and no guessing what you'll pay.

Enrique Pelayo Jr. has been helping Washington families with their mortgages since 2005. He and our team stay with you from the first quote to the day you get your keys, in English or Spanish, and we're a phone call away whenever you have a question. Enrique also owns The Broker Team, so if you're buying, you can find a home, tour it and finance it with one group of people who already know your goals.

Serving the greater Seattle area and all of Washington state · Company NMLS #1157983

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